kitio.aiSurmount vs Alva
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Surmount starts at See pricing page and Alva starts at $29.90/mo. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Strategy marketplace
- No-code and code builders
- AI strategy builder
- Paper trading
- Automated trade execution
- Tax harvesting
- Thesis research and monitoring
- Strategy backtesting
- Always-on playbooks
- Themed market feed
- Broker execution via Alpaca, IBKR, Binance
| Feature | Surmount | Alva |
|---|---|---|
| Best for | Automated investing with data-driven strategies and an AI strategy builder | AI investing agent that turns theses into live market playbooks |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | See pricing page | $29.90/mo |
| Free plan | Yes | Yes |
| Made by | Surmount | Alva |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Surmount starts at See pricing page and Alva starts at $29.90/mo. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Core
$5/mo
- Free strategy templates
- Paper trading
- 1 external account
Plus
$10/mo
- No-code strategy builders
- Up to 3 external accounts
Pro
$30/mo
- All builders including AI and code
- Unlimited connected accounts
3 plans
Free
Free
- 300 credits per day
- Unlimited playbooks
- Live execution
Pro
$29.90/mo
- 30,000 credits per month
- Private playbooks
- Early access to features
Max
$199/mo
- 200,000 credits per month
- Always-on workspace
- Faster queues and support
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Surmount
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
- AI and code builders need the Pro plan
- Investing involves risk of loss
- Free tier details are limited
Alva
- Generous free daily credits
- Connects to several brokers
- Flags news that challenges your thesis
- Max plan is costly
- Automated trading carries real risk
- Credit use is hard to predict
Which one should you choose?
Choose Surmount if you want:
- Works with your existing brokerage accounts
- Paper trading to test strategies
- Several ways to build a strategy
Watch out: ai and code builders need the pro plan.
Choose Alva if you want:
- Generous free daily credits
- Connects to several brokers
- Flags news that challenges your thesis
Watch out: max plan is costly.
Surmount vs Alva FAQ
What is the difference between Surmount and Alva?
Surmount: Automated investing with data-driven strategies and an AI strategy builder. Alva: AI investing agent that turns theses into live market playbooks. Both are legal, finance & hr tools.
Is Surmount or Alva cheaper?
Surmount starts at See pricing page and Alva starts at $29.90/mo. Check both pricing pages for current plans.
Do Surmount and Alva have free plans?
Surmount: Yes. Alva: Yes.
Who makes Surmount?
Surmount is made by Surmount.
Who makes Alva?
Alva is made by Alva.
Which should I choose, Surmount or Alva?
Choose Surmount if you value works with your existing brokerage accounts and paper trading to test strategies. Choose Alva if you value generous free daily credits and connects to several brokers.