kitio.aiShortcut vs FormulAI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Shortcut starts at $125/mo and FormulAI starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Excel add-in
- Financial model building
- Ask and action modes
- Formula-aware edits
- Web spreadsheet
- Formula building and checking
- Variance commentary
- Reconciliation
- Model health checks
- FP&A tools
- Excel add-in
| Feature | Shortcut | FormulAI |
|---|---|---|
| Best for | AI agent that builds and edits Excel models for finance work | Excel add-in for finance teams with checked AI answers |
| Category | Data & analytics | Data & analytics |
| Pricing model | Freemium | Freemium |
| Starting price | $125/mo | See pricing page |
| Free plan | Yes | Yes |
| Made by | Shortcut | FormulAI |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
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Both offer: Excel add-in.
Pricing compared
Shortcut starts at $125/mo and FormulAI starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Free
Free
- 20 free weekly credits
- Web, desktop, Excel and Sheets
Pro
$125/mo
- 1,000 monthly credits
- Unlimited file creation and edits
- Platform API access
Teams
$320/mo billed yearly
- Plus $100 per seat/mo
- 1,000 pooled team credits
- Shared workspace and analytics
Enterprise
Custom
- SSO and custom permissions
- BYOK and private gateway
- Custom contracts and SLAs
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Shortcut
- Strong at finance models
- Works inside Excel
- Keeps existing formatting
- Expensive paid plan
- Less suited to everyday small tasks
FormulAI
- Built for finance workflows
- Answers computed on your data
- Lives inside Excel
- Needs Microsoft Excel
- Pricing not captured
- New product with little public track record
Which one should you choose?
Choose Shortcut if you want:
- Strong at finance models
- Works inside Excel
- Keeps existing formatting
Watch out: expensive paid plan.
Choose FormulAI if you want:
- Built for finance workflows
- Answers computed on your data
- Lives inside Excel
Watch out: needs microsoft excel.
Shortcut vs FormulAI FAQ
What is the difference between Shortcut and FormulAI?
Shortcut: AI agent that builds and edits Excel models for finance work. FormulAI: Excel add-in for finance teams with checked AI answers. Both are data & analytics tools.
Is Shortcut or FormulAI cheaper?
Shortcut starts at $125/mo and FormulAI starts at See pricing page. Check both pricing pages for current plans.
Do Shortcut and FormulAI have free plans?
Shortcut: Yes. FormulAI: Yes.
Who makes Shortcut?
Shortcut is made by Shortcut, based in United States.
Who makes FormulAI?
FormulAI is made by FormulAI.
Which should I choose, Shortcut or FormulAI?
Choose Shortcut if you value strong at finance models and works inside excel. Choose FormulAI if you value built for finance workflows and answers computed on your data.