kitio.aiLoova vs AI Effect
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Loova starts at $15/mo and AI Effect starts at $8 one-time. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Many video and image models
- Prompt-based video editing
- Talking photo and character swap
- UGC ad maker
- Infinite canvas
- 200+ photo and video effects
- Text and image to video
- AI image generator
- Many third-party models
- MCP plugin
| Feature | Loova | AI Effect |
|---|---|---|
| Best for | AI studio for video and images using Kling, Seedance, Veo and other models | Pay-as-you-go AI video, image and effect templates without a subscription |
| Category | Video | Video |
| Pricing model | Freemium | Paid |
| Starting price | $15/mo | $8 one-time |
| Free plan | Yes | No |
| Made by | Loova | AI Effect |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
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Pricing compared
Loova starts at $15/mo and AI Effect starts at $8 one-time. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Lite
$15/mo
- 300 credits per month
- Basic image and video models
Pro
$49/mo
- 1,200 credits per month
- All models
- AI agent access
Max
$99/mo
- 3,000 credits per month
- Higher concurrency
Ultimate
$229/mo
- 8,000 credits per month
- Highest concurrency
3 plans
Small Pack
$8 one-time
- 640 credits
- Up to 53 videos or 106 images
- Credits never expire
Medium Pack
$20 one-time
- 1,600 credits plus 200 bonus
- Up to 150 videos or 300 images
Large Pack
$50 one-time
- 4,000 credits plus 1,000 bonus
- Up to 400 videos or 800 images
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Loova
- Many leading models in one place
- Ad-focused templates
- Free generations to try
- Credits go quickly on video models
- Lite plan limited to basic models
- Big discounts only on annual billing
AI Effect
- No subscription or auto-renewal
- Credits never expire
- Wide choice of video and image models
- No free plan mentioned
- Effect templates lean toward novelty clips
- Model access depends on outside providers
Which one should you choose?
Choose Loova if you want:
- Many leading models in one place
- Ad-focused templates
- Free generations to try
Watch out: credits go quickly on video models.
Choose AI Effect if you want:
- No subscription or auto-renewal
- Credits never expire
- Wide choice of video and image models
Watch out: no free plan mentioned.
Loova vs AI Effect FAQ
What is the difference between Loova and AI Effect?
Loova: AI studio for video and images using Kling, Seedance, Veo and other models. AI Effect: Pay-as-you-go AI video, image and effect templates without a subscription. Both are video tools.
Is Loova or AI Effect cheaper?
Loova starts at $15/mo and AI Effect starts at $8 one-time. Check both pricing pages for current plans.
Do Loova and AI Effect have free plans?
Loova: Yes. AI Effect: No.
Who makes Loova?
Loova is made by Loova.
Who makes AI Effect?
AI Effect is made by AI Effect.
Which should I choose, Loova or AI Effect?
Choose Loova if you value many leading models in one place and ad-focused templates. Choose AI Effect if you value no subscription or auto-renewal and credits never expire.