kitio.aiKilo Code vs Refact.ai
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Kilo Code starts at $15/mo and Refact.ai starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Orchestrator mode
- 500+ models via gateway
- JetBrains plugin
- Kilo CLI
- Team usage analytics
- Autonomous coding agent
- In-IDE chat
- Autocompletion
- On-premise deployment
- Model choice
- Fine-tuning on your code
| Feature | Kilo Code | Refact.ai |
|---|---|---|
| Best for | Open-source coding agent for VS Code, JetBrains and the CLI | Open-source autonomous coding agent for your IDE, self-hostable |
| Category | Coding | Coding |
| Pricing model | Freemium | Freemium |
| Starting price | $15/mo | See pricing page |
| Free plan | Yes | Yes |
| Made by | Kilo Code | Refact.ai |
| Based in | – | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Kilo Code starts at $15/mo and Refact.ai starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Free & Open Source
Free
- BYOK, local or free models
- Pay exact provider rates via Gateway
- 500+ models, no markup
Teams
$15/mo
- Per user
- Usage analytics and reporting
- Shared custom agents and BYOK
- Centralized billing
Enterprise
Custom
- Enterprise governance
- 14-day trial
- Custom contracts
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Kilo Code
- No markup on model prices
- Free and local models supported
- Same agent in IDE and terminal
- Many settings to learn
- Costs depend on the models you pick
Refact.ai
- Open source and self-hostable
- Choice of underlying models
- Keeps code on your own infrastructure
- Hosted Refact Cloud is being shut down
- Self-hosting needs your own setup
- Enterprise pricing is not published
Which one should you choose?
Choose Kilo Code if you want:
- No markup on model prices
- Free and local models supported
- Same agent in IDE and terminal
Watch out: many settings to learn.
Choose Refact.ai if you want:
- Open source and self-hostable
- Choice of underlying models
- Keeps code on your own infrastructure
Watch out: hosted refact cloud is being shut down.
Kilo Code vs Refact.ai FAQ
What is the difference between Kilo Code and Refact.ai?
Kilo Code: Open-source coding agent for VS Code, JetBrains and the CLI. Refact.ai: Open-source autonomous coding agent for your IDE, self-hostable. Both are coding tools.
Is Kilo Code or Refact.ai cheaper?
Kilo Code starts at $15/mo and Refact.ai starts at See pricing page. Check both pricing pages for current plans.
Do Kilo Code and Refact.ai have free plans?
Kilo Code: Yes. Refact.ai: Yes.
Who makes Kilo Code?
Kilo Code is made by Kilo Code.
Who makes Refact.ai?
Refact.ai is made by Refact.ai.
Which should I choose, Kilo Code or Refact.ai?
Choose Kilo Code if you value no markup on model prices and free and local models supported. Choose Refact.ai if you value open source and self-hostable and choice of underlying models.