kitio.aiBorderless AI vs Tako
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Borderless AI starts at $29/mo and Tako starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Employer of record
- Contractor payments
- Global payroll
- HRGPT assistant
- Alberni entity management
- CLT and contractor payroll
- Otto analytics assistant
- Collective agreement database
- Recruiting module
- Benefits linked to payroll
- eSocial integration
| Feature | Borderless AI | Tako |
|---|---|---|
| Best for | Global employer of record with AI agents for HR questions | People operations platform with AI agents for employers in Brazil |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Paid | Paid |
| Starting price | $29/mo | See pricing page |
| Free plan | No | No |
| Made by | Borderless AI | Tako |
| Based in | Canada | Brazil |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Borderless AI starts at $29/mo and Tako starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
3 plans
Global Payroll
$29/mo
- Central payroll management
- Local tax compliance
Contractor Management
$49/mo
- Payments in 150+ countries
- Automatic invoicing
Employer of Record
$579/mo
- Onboarding, payroll and taxes
- Local employment agreements
- IP protection
Prices in USD, checked Nov 5, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Borderless AI
- Published prices for each service
- AI answers on local HR rules
- Human payroll experts included
- Employer of record costs $579 a month
- Most plans start with a demo
- AI agents are add-ons to the core service
Tako
- Built around Brazilian labor law
- Payroll values show their legal basis
- Plain-language questions about people costs
- Only useful for employing people in Brazil
- No public pricing, demo required
Which one should you choose?
Choose Borderless AI if you want:
- Published prices for each service
- AI answers on local HR rules
- Human payroll experts included
Watch out: employer of record costs $579 a month.
Choose Tako if you want:
- Built around Brazilian labor law
- Payroll values show their legal basis
- Plain-language questions about people costs
Watch out: only useful for employing people in brazil.
Borderless AI vs Tako FAQ
What is the difference between Borderless AI and Tako?
Borderless AI: Global employer of record with AI agents for HR questions. Tako: People operations platform with AI agents for employers in Brazil. Both are legal, finance & hr tools.
Is Borderless AI or Tako cheaper?
Borderless AI starts at $29/mo and Tako starts at See pricing page. Check both pricing pages for current plans.
Do Borderless AI and Tako have free plans?
Borderless AI: No. Tako: No.
Who makes Borderless AI?
Borderless AI is made by Borderless AI, based in Canada.
Who makes Tako?
Tako is made by Tako, based in Brazil.
Which should I choose, Borderless AI or Tako?
Choose Borderless AI if you value published prices for each service and ai answers on local hr rules. Choose Tako if you value built around brazilian labor law and payroll values show their legal basis.