kitio.aiAda Health vs Cleo
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Ada Health is completely free, while Cleo is freemium.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Symptom assessment chat
- Care level guidance
- Shareable reports
- Assessments for others
- Health system licensing
- AI spending chat
- Budgets and savings goals
- Automatic savings
- Cash advances
- Credit builder
| Feature | Ada Health | Cleo |
|---|---|---|
| Best for | AI symptom checker app that suggests possible causes and next steps | AI money assistant app for budgeting, saving and cash advances |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Free | Freemium |
| Starting price | Free | See pricing page |
| Free plan | Yes, fully free | Yes |
| Made by | Ada Health | Cleo AI |
| Based in | Germany | United Kingdom |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Ada Health is completely free, while Cleo is freemium.
Free plan
Cheapest paid plan
Top plan
Free trial
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Ada Health
- Free consumer app
- Clinician-style follow-up questions
- Clear care recommendations
- Not a diagnosis
- Long question flows
- Accuracy varies by condition
Cleo
- Friendly, engaging assistant
- Free budgeting features
- Helpful cash flow insights
- Cash advances require a paid plan
- Mainly available in the US
- Tone may not suit everyone
Which one should you choose?
Choose Ada Health if you want:
- Free consumer app
- Clinician-style follow-up questions
- Clear care recommendations
Watch out: not a diagnosis.
Choose Cleo if you want:
- Friendly, engaging assistant
- Free budgeting features
- Helpful cash flow insights
Watch out: cash advances require a paid plan.
Ada Health vs Cleo FAQ
What is the difference between Ada Health and Cleo?
Ada Health: AI symptom checker app that suggests possible causes and next steps. Cleo: AI money assistant app for budgeting, saving and cash advances. Both are legal, finance & hr tools.
Is Ada Health or Cleo cheaper?
Ada Health is completely free, while Cleo is freemium.
Do Ada Health and Cleo have free plans?
Ada Health: Yes, fully free. Cleo: Yes.
Who makes Ada Health?
Ada Health is made by Ada Health, based in Germany.
Who makes Cleo?
Cleo is made by Cleo AI, based in United Kingdom.
Which should I choose, Ada Health or Cleo?
Choose Ada Health if you value free consumer app and clinician-style follow-up questions. Choose Cleo if you value friendly, engaging assistant and free budgeting features.