kitio.aiAdded Nov 5, 2026
ZestyAI
PaidAI property risk models for insurance underwriting and pricing
What is ZestyAI?
ZestyAI gives property and casualty insurers AI models that score climate and property risk for individual buildings. Underwriters, actuaries and reinsurance teams use its scores to price policies and decide which risks to take.
Risk models cover wildfire, hail, wind, severe storms and non-weather fire and water losses. Property insights add details such as roof age, and a competitive intelligence product called ZORRO Discover tracks market trends, peer benchmarks and regulatory filings.
Solutions are split by team: new business and renewal underwriting, rating and regulatory research for pricing teams, and concentration risk and reinsurance views for executives. The company highlights work with regulators so its models can be used in rate filings.
Features
- Wildfire and hail risk scores
- Roof age detection
- Underwriting decision support
- Competitive intelligence
- Reinsurance portfolio views
Tags
Releases
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Organization
ZestyAI
🇺🇸 United States
Listed by kitio.ai · unverified owner
Pricing
- Pricing model
- Paid
- Paid options from
- Not listed
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Pros and cons
Pros
- Property-level rather than zip-level risk
- Covers many perils
- Built with regulatory approval in mind
Cons
- Only for insurance companies
- No public pricing
- Requires a sales demo
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Q&A
What is ZestyAI?
ZestyAI gives property and casualty insurers AI models that score climate and property risk for individual buildings. Underwriters, actuaries and reinsurance teams use its scores to price policies and decide which risks to take.
Which perils do ZestyAI models cover?
Wildfire, hail, wind, severe convective storms and non-weather fire and water damage, plus property attributes such as roof age.
How much does ZestyAI cost?
ZestyAI is paid.
Is there a free version of ZestyAI?
No. ZestyAI is a paid tool.
What are the main features of ZestyAI?
Wildfire and hail risk scores, Roof age detection, Underwriting decision support, Competitive intelligence, Reinsurance portfolio views.
Who makes ZestyAI?
ZestyAI is made by ZestyAI.
What are the best alternatives to ZestyAI?
Popular alternatives include Liberate, Workday, SmartRecruiters.