kitio.aiLumin vs AnChain.AI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Lumin starts at $9/mo and AnChain.AI starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI agreement generator
- AI agreement editor
- PDF editing
- E-signatures
- Fillable PDFs
- eSign API
- AI agent crypto investigations
- AML compliance screening
- Payment risk screening API
- Smart contract risk analytics
- MCP server for crypto data
| Feature | Lumin | AnChain.AI |
|---|---|---|
| Best for | PDF editing, e-signing and AI agreement drafting in one workspace | AI agents for crypto investigations and AML compliance |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Paid |
| Starting price | $9/mo | See pricing page |
| Free plan | Yes | No |
| Made by | Lumin | AnChain.AI |
| Based in | – | United States |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Lumin starts at $9/mo and AnChain.AI starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
5 plans
Free
Free
- Basic PDF editing
- Basic e-signatures
- Annotate up to 3 docs
Starter
$9/mo
- Student plan
- 10 docs per month
- Google integration
Pro
$19/mo
- Per team
- 200 docs per month
- Advanced PDF editing
- 5 agreements per month
Business
$99/mo
- Member access control
- Domain control
- Slack and Drive connectors
- Priority support
Enterprise
Contact sales
- Enterprise SSO
- Storage options
- Premium onboarding
Prices in USD, checked Oct 29, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Lumin
- Drafting, editing and signing in one place
- Free plan covers basic PDF work
- Covers many common contract types
- Free plan allows only 3 documents a month
- Pro limits agreements to 5 per month
- Pro pricing is per team, with caps on documents
AnChain.AI
- Goal-driven investigations with agents
- API and MCP access to crypto data
- Used by regulators and institutions
- Pricing not published
- Specialist tool for compliance teams
- Demo or sales contact needed
Which one should you choose?
Choose Lumin if you want:
- Drafting, editing and signing in one place
- Free plan covers basic PDF work
- Covers many common contract types
Watch out: free plan allows only 3 documents a month.
Choose AnChain.AI if you want:
- Goal-driven investigations with agents
- API and MCP access to crypto data
- Used by regulators and institutions
Watch out: pricing not published.
Lumin vs AnChain.AI FAQ
What is the difference between Lumin and AnChain.AI?
Lumin: PDF editing, e-signing and AI agreement drafting in one workspace. AnChain.AI: AI agents for crypto investigations and AML compliance. Both are legal, finance & hr tools.
Is Lumin or AnChain.AI cheaper?
Lumin starts at $9/mo and AnChain.AI starts at See pricing page. Check both pricing pages for current plans.
Do Lumin and AnChain.AI have free plans?
Lumin: Yes. AnChain.AI: No.
Who makes Lumin?
Lumin is made by Lumin.
Who makes AnChain.AI?
AnChain.AI is made by AnChain.AI, based in United States.
Which should I choose, Lumin or AnChain.AI?
Choose Lumin if you value drafting, editing and signing in one place and free plan covers basic pdf work. Choose AnChain.AI if you value goal-driven investigations with agents and api and mcp access to crypto data.