kitio.aiLuma AI vs Overlap
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Luma AI starts at $30/mo and Overlap starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Ray3.2 video model
- Keyframe control
- HDR output
- Creative agents
- Luma API
- Automatic clip cutting
- Captions and vertical format
- Scheduled publishing
- Approval controls
- Performance-based pricing
| Feature | Luma AI | Overlap |
|---|---|---|
| Best for | Ray video model and creative agents for video and image work | AI clipping that cuts long videos into captioned short clips |
| Category | Video | Video |
| Pricing model | Free trial | Paid |
| Starting price | $30/mo | See pricing page |
| Free plan | No, trial available | No |
| Made by | Luma AI | Overlap |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Luma AI starts at $30/mo and Overlap starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
5 plans
Plus
$30/mo
- 10,000 credits / month
- Luma and third-party models
- Commercial use
- Guest collaborator editing
Pro
$90/mo
- 40,000 credits / month
- 4x usage with Luma Agents
Ultra
$300/mo
- 150,000 credits / month
- 15x usage with Luma Agents
Team
Contact sales
- Team management and sharing
- Shared team credits
- Usage analytics and SSO
Enterprise
Contact sales
- Enterprise commitments
- Custom fine-tuning
- Dedicated training
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Luma AI
- Smooth, realistic camera motion
- HDR and EXR export options
- Several models in one credit pool
- No permanent free plan
- Pricing has changed often
Overlap
- Pay only for views the clips earn
- Posts to accounts you own
- Agents publish without manual scheduling
- Pricing set with the sales team
- Demo needed to get started
- Cost scales with views delivered
Which one should you choose?
Choose Luma AI if you want:
- Smooth, realistic camera motion
- HDR and EXR export options
- Several models in one credit pool
Watch out: no permanent free plan.
Choose Overlap if you want:
- Pay only for views the clips earn
- Posts to accounts you own
- Agents publish without manual scheduling
Watch out: pricing set with the sales team.
Luma AI vs Overlap FAQ
What is the difference between Luma AI and Overlap?
Luma AI: Ray video model and creative agents for video and image work. Overlap: AI clipping that cuts long videos into captioned short clips. Both are video tools.
Is Luma AI or Overlap cheaper?
Luma AI starts at $30/mo and Overlap starts at See pricing page. Check both pricing pages for current plans.
Do Luma AI and Overlap have free plans?
Luma AI: No, trial available. Overlap: No.
Who makes Luma AI?
Luma AI is made by Luma AI, based in United States.
Who makes Overlap?
Overlap is made by Overlap.
Which should I choose, Luma AI or Overlap?
Choose Luma AI if you value smooth, realistic camera motion and hdr and exr export options. Choose Overlap if you value pay only for views the clips earn and posts to accounts you own.