kitio.aiCleo vs Receiptix
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. Cleo starts at See pricing page and Receiptix starts at See pricing page. Check both pricing pages for current plans.
At a glance
Best for
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- AI spending chat
- Budgets and savings goals
- Automatic savings
- Cash advances
- Credit builder
- AI receipt scanning
- Voice expense logging
- Item-level details
- Multi-currency support
- WhatsApp option
| Feature | Cleo | Receiptix |
|---|---|---|
| Best for | AI money assistant app for budgeting, saving and cash advances | Expense tracker that reads receipts and spoken entries |
| Category | Legal, finance & HR | Legal, finance & HR |
| Pricing model | Freemium | Freemium |
| Starting price | See pricing page | See pricing page |
| Free plan | Yes | Yes |
| Made by | Cleo AI | Receiptix |
| Based in | United Kingdom | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
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Pricing compared
Cleo starts at See pricing page and Receiptix starts at See pricing page. Check both pricing pages for current plans.
Free plan
Cheapest paid plan
Top plan
Free trial
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Cleo
- Friendly, engaging assistant
- Free budgeting features
- Helpful cash flow insights
- Cash advances require a paid plan
- Mainly available in the US
- Tone may not suit everyone
Receiptix
- Captures line items, not just totals
- Hands-free logging by voice
- Handles multiple currencies
- Plan limits and prices are not shown
- Aimed at personal use, not teams
Which one should you choose?
Choose Cleo if you want:
- Friendly, engaging assistant
- Free budgeting features
- Helpful cash flow insights
Watch out: cash advances require a paid plan.
Choose Receiptix if you want:
- Captures line items, not just totals
- Hands-free logging by voice
- Handles multiple currencies
Watch out: plan limits and prices are not shown.
Cleo vs Receiptix FAQ
What is the difference between Cleo and Receiptix?
Cleo: AI money assistant app for budgeting, saving and cash advances. Receiptix: Expense tracker that reads receipts and spoken entries. Both are legal, finance & hr tools.
Is Cleo or Receiptix cheaper?
Cleo starts at See pricing page and Receiptix starts at See pricing page. Check both pricing pages for current plans.
Do Cleo and Receiptix have free plans?
Cleo: Yes. Receiptix: Yes.
Who makes Cleo?
Cleo is made by Cleo AI, based in United Kingdom.
Who makes Receiptix?
Receiptix is made by Receiptix.
Which should I choose, Cleo or Receiptix?
Choose Cleo if you value friendly, engaging assistant and free budgeting features. Choose Receiptix if you value captures line items, not just totals and hands-free logging by voice.