kitio.aiChai vs TarotAI
A side-by-side look at pricing plans, free tiers, features, pros and cons, updated for 2026. TarotAI has the lower starting price: about $8 a month, against $14 for Chai.
At a glance
Best for
Category
Pricing model
Starting price
Free plan
Made by
Based in
Rating
Key features
- Community character catalog
- Bot creator
- Reply ratings
- Premium chat models
- iOS and Android apps
- Free one-card reading
- Multi-card spreads
- Celtic Cross
- Daily and weekly guidance
- Card meanings
- Yes/no readings
| Feature | Chai | TarotAI |
|---|---|---|
| Best for | Mobile app for chatting with community-made AI characters | AI tarot readings with one-card draws and multi-card spreads |
| Category | Chat assistants | Chat assistants |
| Pricing model | Freemium | Freemium |
| Starting price | $13.99/mo | $7.99/mo |
| Free plan | Yes | Yes |
| Made by | Chai Research | TarotAI |
| Based in | United States | – |
| Rating | No ratings yet | No ratings yet |
| Key features |
|
|
Pricing compared
TarotAI has the lower starting price: about $8 a month, against $14 for Chai.
Free plan
Cheapest paid plan
Top plan
Free trial
4 plans
Free
Free
- 10 credits each day you sign in
- One basic one-card reading daily
Basic
$7.99/mo
- 1,500 credits per month
- 30 extra credits per daily sign-in
- Every credit-based spread
- 3-day free trial
Pro
$12.99/mo
- 5,000 credits per month
- 45 extra credits per daily sign-in
- Deeper spreads
- 3-day free trial
Annual Unlimited
$99.99/yr
- Unlimited standard readings
- Every current spread
- Early access to new features
Prices in USD, checked Oct 28, 2026 or later. Plans change often, so confirm on each tool's site before you buy.
Pros and cons
Chai
- Huge range of story bots
- Looser filters than Character.AI
- Quick to start on mobile
- Free use now metered per message
- Memory is short on lower tiers
- Content quality varies
TarotAI
- Free reading needs no sign-up
- Many spreads for different questions
- Annual plan covers unlimited standard readings
- Credits limit readings on monthly plans
- Trial needs a card on file
- Readings are for entertainment only
Which one should you choose?
Choose Chai if you want:
- Huge range of story bots
- Looser filters than Character.AI
- Quick to start on mobile
Watch out: free use now metered per message.
Choose TarotAI if you want:
- Free reading needs no sign-up
- Many spreads for different questions
- Annual plan covers unlimited standard readings
Watch out: credits limit readings on monthly plans.
Chai vs TarotAI FAQ
What is the difference between Chai and TarotAI?
Chai: Mobile app for chatting with community-made AI characters. TarotAI: AI tarot readings with one-card draws and multi-card spreads. Both are chat assistants tools.
Is Chai or TarotAI cheaper?
TarotAI has the lower starting price: about $8 a month, against $14 for Chai.
Do Chai and TarotAI have free plans?
Chai: Yes. TarotAI: Yes.
Who makes Chai?
Chai is made by Chai Research, based in United States.
Who makes TarotAI?
TarotAI is made by TarotAI.
Which should I choose, Chai or TarotAI?
Choose Chai if you value huge range of story bots and looser filters than character.ai. Choose TarotAI if you value free reading needs no sign-up and many spreads for different questions.